New York Real Estate Transfer Tax Calculator and Mansion Tax Guide
Estimate New York real estate transfer tax, mansion tax exposure, and mortgage recording tax questions for buyers and sellers.
Quick facts
- Basic state tax: $2 per $500
- Mansion tax: +1% at $1M+
- Mortgage recording tax: local variation
What to verify
- Mansion tax is buyer-facing and can materially change cash-to-close at $1,000,000 and above.
- New York mortgage recording tax can vary by city or county.
- Clarify who pays transfer tax in the contract.
Official sources
Related calculators and guides
Next step
Clarify who pays what before the contract locks in.
Common questions
What should I verify for New York Real Estate Transfer Tax Calculator and Mansion Tax Guide?
Estimate New York real estate transfer tax, mansion tax exposure, and mortgage recording tax questions for buyers and sellers. Key items include Mansion tax is buyer-facing and can materially change cash-to-close at $1,000,000 and above and New York mortgage recording tax can vary by city or county.
What is the next step after using New York Real Estate Transfer Tax Calculator and Mansion Tax Guide?
Clarify who pays what before the contract locks in. Use the calculator result as a planning estimate, then verify final costs with the official authority and the professional handling closing.
Which official source supports New York Real Estate Transfer Tax Calculator and Mansion Tax Guide?
Start with New York real estate transfer tax, then confirm the final treatment with the official authority and the professional handling the transaction.
Last reviewed: 2026-06-25. Estimates are educational and should be verified with the official authority and the professional handling closing.