New York City Real Property Transfer Tax Calculator

Estimate NYC real property transfer tax, New York State transfer tax, mansion tax exposure, and mortgage recording tax review questions.

Quick facts

  • NYC residential RPTT: 1% or 1.425%
  • All other NYC transfers: 1.425% or 2.625%
  • Mortgage recording tax: local-rate review

What to verify

  • NYC transfer cost planning should separate NYC RPTT, New York State transfer tax, mansion tax, and mortgage recording tax.
  • NYC RPTT must be filed within thirty days after transfer.
  • Ask whether supplemental New York State taxes apply above the basic transfer tax.

Official sources

Related calculators and guides

Next step

Do not quote an NYC deal from the state rate alone.

Open the calculator or review the closing checklist.

Common questions

What should I verify for New York City Real Property Transfer Tax Calculator?

Estimate NYC real property transfer tax, New York State transfer tax, mansion tax exposure, and mortgage recording tax review questions. Key items include NYC transfer cost planning should separate NYC RPTT, New York State transfer tax, mansion tax, and mortgage recording tax and NYC RPTT must be filed within thirty days after transfer.

What is the next step after using New York City Real Property Transfer Tax Calculator?

Do not quote an NYC deal from the state rate alone. Use the calculator result as a planning estimate, then verify final costs with the official authority and the professional handling closing.

Which official source supports New York City Real Property Transfer Tax Calculator?

Start with NYC Real Property Transfer Tax, then confirm the final treatment with the official authority and the professional handling the transaction.

Last reviewed: 2026-06-25. Estimates are educational and should be verified with the official authority and the professional handling closing.