Ontario Land Transfer Tax Calculator and Closing Cost Guide
Calculate Ontario land transfer tax, understand the first-time buyer refund, and spot the legal details that can change the final bill before closing.
Quick facts
- Provincial LTT: 0.5% to 2.5%
- First-time buyer refund: up to $4,000
- NRST risk: 25% where applicable
What to verify
- Ontario calculates tax on the value of consideration, which can include more than the headline purchase price.
- Toronto purchases can have both Ontario LTT and Toronto municipal LTT.
- Ask whether every buyer can claim first-time buyer status before relying on a rebate.
Official sources
Related calculators and guides
Next step
Need a lawyer to review your Ontario transfer tax and title costs?
Common questions
What should I verify for Ontario Land Transfer Tax Calculator and Closing Cost Guide?
Calculate Ontario land transfer tax, understand the first-time buyer refund, and spot the legal details that can change the final bill before closing. Key items include Ontario calculates tax on the value of consideration, which can include more than the headline purchase price and Toronto purchases can have both Ontario LTT and Toronto municipal LTT.
What is the next step after using Ontario Land Transfer Tax Calculator and Closing Cost Guide?
Need a lawyer to review your Ontario transfer tax and title costs? Use the calculator result as a planning estimate, then verify final costs with the official authority and the professional handling closing.
Which official source supports Ontario Land Transfer Tax Calculator and Closing Cost Guide?
Start with Ontario land transfer tax calculation rules, then confirm the final treatment with the official authority and the professional handling the transaction.
Last reviewed: 2026-06-25. Estimates are educational and should be verified with the official authority and the professional handling closing.